J. Heath Loftin

Senior Associate



Heath Loftin is a Senior Associate with the Firm, where he brings to bear over 15 years if significant legal experience representing financial institutions, other lenders, creditors, bankruptcy trustees, bankruptcy committees, commercial landlords, business owners, property owners, commercial and residential real estate buyers and sellers and many others.

Heath’s broad legal background includes significant experience ranging from mortgage foreclosure, secured assets, lending, collections, landlord/tenant rights, real property curative title efforts, insurance rights and liabilities to personal injury, products liability and mass contamination.

Relating to his current focus of his practice, Heath has routinely appeared on behalf of secured creditors, unsecured creditor committees, trustees and other non-debtor parties in Chapter 7, 11, 12 and 13 bankruptcy proceedings in courts throughout Alabama, Georgia and Tennessee. In that capacity, he has led litigation efforts in complex adversary proceedings for both consumer and commercial matters.

Born and raised in South Alabama, Heath graduated from Enterprise High School. He and his wife, Jada are blessed with two sons who monopolize the majority of his personal time.

Practice Areas


  • Auburn University, 2003
  • Cumberland School of Law at Samford University, 2007


  • Georgia
  • Tennessee
  • Alabama


  • American Bankruptcy Institute
  • Rotary Club (Paul Harris Fellow)
  • Auburn University Alumni Association
  • Grand Lodge of Free and Accepted Mason (Past Master)
  • Scottish Rite of Free and Accepted Masons
  • Alabama, Georgia, Tennessee State Bar Association

Publications and Speaking Engagements

  • Chapter 13 – The Devil Resides in the Details; Alabama Bankers Association; Board Briefs (July/August 2016)
  • Secondary Liability for Copyright Infringement: Why the Courts May be Nearing the End of the Line for Imposing Further Liability on Peer to Peer Software Distributors; 37 Cumb.L.Rev. 111 (2007)